Every organization—and each of its employees—has a unique story. We think these stories should be a part of their retirement plan.
StoryLine, built with SPDR® ETFs, is designed to help companies and their employees write their own retirement stories, providing a range of investment strategies that can be tailored at both the plan and individual level.
Like every story, investing for retirement has a beginning, middle, and end. Stadion StoryLine supports plan sponsors and investors through every phase.
To tailor at the plan level, we take a close look at what makes a company and its group of employees unique. If a plan sponsor chooses to share this information with us, we use these insights to select a portfolio and investment strategy aligned to their plan goals and participant characteristics.
We then invite each plan participant to go further by defining an individual investment path based on their personal situation.
Plan Participant Benefits
Plan participants can take advantage of the default option, or take a brief online questionnaire that assesses their attitude toward risk, which guides Stadion’s selection of an appropriate portfolio and investment path.
Participants who choose to customize have access to a personalized dashboard where they can view an estimated account balance at retirement and see how changing their contribution level and adding in outside savings and assets affects their overall retirement readiness.
StoryLine’s custom investment paths offer participants:
- A solution that considers their unique situations, expectations, and goals
- Easy-to-access tools to keep them engaged and aware of their retirement readiness
- Access to professional investment management and advice
- Comprehensive customer service, with direct access to retirement specialists
Plan Sponsors Benefits
StoryLine is designed to give plan sponsors new and better ways to meet their plan objectives and fiduciary responsibilities, and provide resources and tools to help keep their employees engaged and focused on improving their retirement outcomes.
Stadion StoryLine managed account solution offers plan sponsors:
- An actively managed qualified default investment alternative built with cost-efficient exchange traded funds (ETFs) using SPDR ETFs from State Street Global Advisors
- Fiduciary protection
- Multiple levels of customization at no added cost to the plan
- Investor services support for sponsors and participants
Our Investment Process
For over two decades, Stadion’s proprietary money management process has focused on minimizing risk and providing downside protection. We seek to accomplish this by using ETFs in a tactically managed asset allocation strategy.
Typical target-date solutions have a single, fixed path. But having one preset path doesn’t acknowledge the differences in individual situations or personal stories. StoryLine provides your plan with a range of glide paths that align to a variety of retirement goals and attitudes about investment risk.
The benefits of a “Flex-able” model
Allocated percentages shown are hypothetical and approximate, may change based on market conditions, and may vary based on the specifics of your employer’s plan.
The "Flex" portion of each StoryLine portfolio adds another, important layer of flexibility along with muliple levels of customization at the plan sponsor and plan participant level. In a low-risk market environment, we can move the Flex portion into equities in an attempt to capture gains in the market. When risk levels are high, we can move the Flex portion to fixed income/cash/cash equivalents in an attempt to avoid losses as much as possible.
Click here to learn the details about Stadion's investment approach.
Past performance is no guarantee of future results. Investments are subject to risk, and any of Stadion’s investment strategies may lose value. Stadion is not related to or affiliated with State Street Global Advisors (SSGA) nor are they a distributor of SPDR ETFs.
Standard & Poor’s®, S&P® and SPDR® are registered trademarks of Standard & Poor’s Financial Services LLC(S&P); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by S&P Dow Jones Indices LLC (SPDJI) and sublicensed for certain purposes by State Street Corporation. State Street Corporation’s financial products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and third party licensors and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability in relation thereto, including for any errors, omissions, or interruptions of any index.
The SPDR® S&P 500® ETF, SPDR® S&P MIDCAP 400® ETF, SPDR® Dow Jones® Industrial Average ETF are exchange traded funds with the investment objective to correspond to the price and yield performance of the S&P 500® Index, S&P® MidCap 400® IndexTM, and Dow Jones Industrial AverageSM. The shares of the SPDR® S&P 500® ETF, SPDR® S&P MIDCAP 400® ETF, SPDR® Dow Jones® Industrial Average ETF represent individual ownership interest in the Trust’s portfolio.
StoryLine is a marketing term associated with investment advisory services and products provided by Stadion Money Management, LLC. Certain of the StoryLine accounts and funds utilize exchange-traded funds,that bear the SPDR® trademark to implement Stadion’s investment strategy. Stadion receives both an annual payment and reimbursement for certain marketing and other assistance in connection with the StoryLine Accounts from State Street Global Advisors and its affiliates in connection with Stadion’s use of SPDR® ETFs in the StoryLine Accounts. StoryLine is not managed, sponsored or endorsed by State Street Global Advisors or its affiliates and is not guaranteed by Stadion or its affiliates or by State Street Global Advisors or its affiliates. No party makes any representation or warranty, express or implied, regarding the advisability of investing in the StoryLine Accounts, including “StoryLine. Built with SPDR® ETFs.” State Street Global Advisors has no obligations to take into consideration the StoryLine Accounts or investors in the StoryLine Account when managing or creating SPDR® ETFs.” Standard & Poor’s®, S&P®, S&P 500®, Standard & Poor’s 500, 500, Standard & Poor’s Depositary Receipts, and SPDRs® are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by State Street Global Markets, LLC.
StoryLine is a service mark of Stadion Money Management, LLC.