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All Trick, No Treat

November 8, 2024 - As we pack away the skeletons and cobwebs until next year, we reflect back on what was a frightful month of October in financial markets. Investors were treated to another tumultuous month of stock market performance and a mixed bag of economic data. In a spate of ominous cooperation equites and bonds were broadly down for the month, leaving investors little room to hide. Despite establishing a new all-time high mid-month, the S&P 500 retreated through month end to finish -0.91% for October. Valuations and concentration have been ongoing topics of concern, especially within the S&P 500 index.

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Presidential Elections and the Stock Market

November 4, 2024 - As Election Day draws near, investors may reasonably wonder what impacts the U.S. Presidential Election might have on their nest egg. Some may even be so inclined as to “vote with their portfolios” by making changes to their investment allocations based on their expectations of the outcome. We believe investors should strive to limit the impact emotions and short-term thinking have on investment decision making. A look at historical data shows us that control of the White House by a particular political party has little impact on capturing long-term returns of equity markets.

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Reelin' & Rockin’: A Look Back at 3Q24

October 9, 2024 - This third quarter of 2024 brought several memorable events. Unemployment rates have crept slowly upwards and recent polls suggest that trend is expected to continue. Even so, according to a recent report by the Bureau of Economic Analysis, real GDP has risen by 4.6% for January through June. Hurricane Helene made landfall in central Florida as a category 4 hurricane, and devastated regions across the southeast. Airlines are still recovering from an update to widely adopted software that interrupted their systems in mid-July.

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Investors Master Trust for Employee Benefit Trusts Collective Investment Trusts

Sponsored by: Benefit Trust Company

Qualified Investor Certification

Participation in this family of Collective Investment Trusts is governed by the Declaration of Trust, and is limited to Eligible Trusts that are accepted by Benefit Trust Company. Eligible Trusts include (i) certain employee benefit trusts qualified under Code Section 401(a) of the Internal Revenue Code of 1986, as amended (the "Code") and exempt from taxes under Section 501(a) of the Code; (ii) individual retirement accounts that are exempt under Code Section 408(e); (iii) certain governmental plans or units described in Code Section 457(b); and (iv) certain insurance company separate accounts comprised solely of assets belonging to Eligible Trusts as described above.

Collective Investment Trusts are not available to the general public, but rather only to Qualified Retirement plans which meet eligibility requirements. Materials on this site are intended for participants within qualified retirement plans only.

The Collective Investment Trusts authorized by the Declaration of Trust, and maintained by Benefit Trust Company as Trustee are not mutual funds and are not registered with the Securities and Exchange Commission, the State of Kansas or any other regulatory body. Collective Investment Trusts maintained by a bank for these types of employee benefit trusts are exempt from such registration.

In order to view information regarding the Collective Investment Trusts, you must certify that you are (i) a representative of an Eligible Trust as described above; or (ii) a financial professional licensed to sell collective investment trusts to such representatives. Please certify by clicking on the "I Agree" button below. If you cannot make this certification, please click the "Cancel" button to return to the prior screen.

The value of the units of these Funds will fluctuate and is not guaranteed by Benefit Trust Company or the FDIC. When redeemed, units may be worth more or less than the original cost. Past performance is no guarantee of future results.

‍

I AgreeCancel

Investors Master Trust for Employee Benefit Trusts Collective Investment Trusts

Sponsored by: Benefit Trust Company

Qualified Investor Certification

Participation in this family of Collective Investment Trusts is governed by the Declaration of Trust, and is limited to Eligible Trusts that are accepted by Benefit Trust Company. Eligible Trusts include (i) certain employee benefit trusts qualified under Code Section 401(a) of the Internal Revenue Code of 1986, as amended (the "Code") and exempt from taxes under Section 501(a) of the Code; (ii) individual retirement accounts that are exempt under Code Section 408(e); (iii) certain governmental plans or units described in Code Section 457(b); and (iv) certain insurance company separate accounts comprised solely of assets belonging to Eligible Trusts as described above.

Collective Investment Trusts are not available to the general public, but rather only to Qualified Retirement plans which meet eligibility requirements. Materials on this site are intended for participants within qualified retirement plans only.

The Collective Investment Trusts authorized by the Declaration of Trust, and maintained by Benefit Trust Company as Trustee are not mutual funds and are not registered with the Securities and Exchange Commission, the State of Kansas or any other regulatory body. Collective Investment Trusts maintained by a bank for these types of employee benefit trusts are exempt from such registration.

In order to view information regarding the Collective Investment Trusts, you must certify that you are (i) a representative of an Eligible Trust as described above; or (ii) a financial professional licensed to sell collective investment trusts to such representatives. Please certify by clicking on the "I Agree" button below. If you cannot make this certification, please click the "Cancel" button to return to the prior screen.

The value of the units of these Funds will fluctuate and is not guaranteed by Benefit Trust Company or the FDIC. When redeemed, units may be worth more or less than the original cost. Past performance is no guarantee of future results.

‍

I AgreeCancel