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Heating Up

July 8, 2025 - Cresting the midpoint of the year always seems to come with fireworks, watermelon, and lots of sunshine. While 2025 didn’t start this way, markets have turned just as hot and restless as these perfect summer days. While there has been an upward trend in both equities and fixed income during the month of June, there continues to exist a lingering uncertainty and unresolved risk within the US. Much of this trepidation was reflected in domestic equities during the rocky spring. Despite that volatility, May and June have made way for a healthy recovery for equities. Moreover, the recovery is pushing for a market rotation that would make for opportunities in more than the tech sector alone.

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Spring Surge

While the talk of aggressive trade policies and international pressures has been ongoing, May allowed for a sweet reprieve in equity markets. Equities spent the month continuing to recover from early April lows. The S&P 500 Index and the NASDAQ Index returned up +5.63% and +8.01% respectfully for the month of May. The wider spread between the returns of those two similar indices is generally attributed to the sector drag on the S&P because NASDAQ has a heavier tech weighting. Moreover, NASDAQ has a heavier consumer discretionary weighting and smaller weightings in consumer staples and financials relative to the S&P 500. That difference in sector weightings has given way to more resilience to trade tensions and tariff policies.

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Managed Account Services: Selection, Monitoring, and Benchmarking

Executive Summary: Advisors face a great opportunity to add value to client relationships by helping clients to fulfill their related fiduciary responsibilities. They can help clients to best navigate the selection, monitoring, and benchmarking of managed accounts by: • encouraging clients to memorialize why they’re offering a managed account service, • providing tools to help with the ongoing monitoring responsibilities, and • understanding what role cost plays in any benchmarking processes. Through an awareness of recent litigation outcomes, they can help clients to understand what courts expect from plan sponsors when selecting and monitoring investment options and service providers. This piece helps advisors to develop a deeper understanding of how to set clients up for success.

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Investors Master Trust for Employee Benefit Trusts Collective Investment Trusts

Sponsored by: Benefit Trust Company

Qualified Investor Certification

Participation in this family of Collective Investment Trusts is governed by the Declaration of Trust, and is limited to Eligible Trusts that are accepted by Benefit Trust Company. Eligible Trusts include (i) certain employee benefit trusts qualified under Code Section 401(a) of the Internal Revenue Code of 1986, as amended (the "Code") and exempt from taxes under Section 501(a) of the Code; (ii) individual retirement accounts that are exempt under Code Section 408(e); (iii) certain governmental plans or units described in Code Section 457(b); and (iv) certain insurance company separate accounts comprised solely of assets belonging to Eligible Trusts as described above.

Collective Investment Trusts are not available to the general public, but rather only to Qualified Retirement plans which meet eligibility requirements. Materials on this site are intended for participants within qualified retirement plans only.

The Collective Investment Trusts authorized by the Declaration of Trust, and maintained by Benefit Trust Company as Trustee are not mutual funds and are not registered with the Securities and Exchange Commission, the State of Kansas or any other regulatory body. Collective Investment Trusts maintained by a bank for these types of employee benefit trusts are exempt from such registration.

In order to view information regarding the Collective Investment Trusts, you must certify that you are (i) a representative of an Eligible Trust as described above; or (ii) a financial professional licensed to sell collective investment trusts to such representatives. Please certify by clicking on the "I Agree" button below. If you cannot make this certification, please click the "Cancel" button to return to the prior screen.

The value of the units of these Funds will fluctuate and is not guaranteed by Benefit Trust Company or the FDIC. When redeemed, units may be worth more or less than the original cost. Past performance is no guarantee of future results.

‍

I AgreeCancel

Investors Master Trust for Employee Benefit Trusts Collective Investment Trusts

Sponsored by: Benefit Trust Company

Qualified Investor Certification

Participation in this family of Collective Investment Trusts is governed by the Declaration of Trust, and is limited to Eligible Trusts that are accepted by Benefit Trust Company. Eligible Trusts include (i) certain employee benefit trusts qualified under Code Section 401(a) of the Internal Revenue Code of 1986, as amended (the "Code") and exempt from taxes under Section 501(a) of the Code; (ii) individual retirement accounts that are exempt under Code Section 408(e); (iii) certain governmental plans or units described in Code Section 457(b); and (iv) certain insurance company separate accounts comprised solely of assets belonging to Eligible Trusts as described above.

Collective Investment Trusts are not available to the general public, but rather only to Qualified Retirement plans which meet eligibility requirements. Materials on this site are intended for participants within qualified retirement plans only.

The Collective Investment Trusts authorized by the Declaration of Trust, and maintained by Benefit Trust Company as Trustee are not mutual funds and are not registered with the Securities and Exchange Commission, the State of Kansas or any other regulatory body. Collective Investment Trusts maintained by a bank for these types of employee benefit trusts are exempt from such registration.

In order to view information regarding the Collective Investment Trusts, you must certify that you are (i) a representative of an Eligible Trust as described above; or (ii) a financial professional licensed to sell collective investment trusts to such representatives. Please certify by clicking on the "I Agree" button below. If you cannot make this certification, please click the "Cancel" button to return to the prior screen.

The value of the units of these Funds will fluctuate and is not guaranteed by Benefit Trust Company or the FDIC. When redeemed, units may be worth more or less than the original cost. Past performance is no guarantee of future results.

‍

I AgreeCancel